India's Most Accurate Financial Calculators
Calculate salaries, income tax under revised slabs, investment returns, loan EMIs, and government schemes with mathematical fidelity and transparent assumptions.
Most Popular Calculators
CTC to In-Hand Salary Calculator
Calculate your exact monthly take-home salary from your annual Cost to Company (CTC) after PF, Professional Tax, and Income Tax deductions.
Income Tax Calculator (FY 2024-25 & 2025-26)
Calculate your exact income tax for FY 2024-25 and FY 2025-26 with Budget 2024 revised slabs, ₹75,000 standard deduction, and 87A rebate.
Old vs New Tax Regime Comparison Calculator
Compare Old vs New Tax Regime side-by-side to find your breakeven deduction threshold and see which regime saves you more money.
SIP Calculator (Systematic Investment Plan)
Calculate wealth created through monthly Mutual Fund SIP investments with compounding returns and visual asset growth charts.
Home Loan EMI Calculator
Calculate monthly Home Loan EMI, total interest outflow, and tax benefits under Section 24(b) and Section 80C.
PPF Calculator (Public Provident Fund)
Calculate 15-year maturity value and interest for Public Provident Fund with annual compounding, 5th-of-month rule, and EEE tax status.
Calculator Categories
Organized across personal taxation, salaried pay, wealth creation, borrowings, and SME finance.
Salary & Compensation
Calculate CTC to In-Hand salary, EPF, Gratuity, HRA exemption, and state Professional Tax.
Income Tax & Deductions
Calculate income tax for FY 2024-25 and FY 2025-26, compare Old vs New Regimes, and estimate capital gains.
Investments & Returns
SIP, Lumpsum, CAGR, XIRR, Step-Up SIP, SWP, and long-term retirement corpus planning.
Loans & EMI
Home loan, car loan, and personal loan EMIs, prepayment interest savings, and reducing balance schedules.
Savings & Government Schemes
FD, RD, PPF, Sukanya Samriddhi Yojana (SSY), NSC, and Post Office Monthly Income Scheme.
Business & GST
GST inclusive/exclusive, CGST/SGST/IGST splits, profit margin, markup, and break-even analysis.
Explore All 57 Financial Calculators
Filter by category or type keywords to quickly find the exact calculation tool you need.
CTC to In-Hand Salary Calculator
Calculate your exact monthly take-home salary from your annual Cost to Company (CTC) after PF, Professional Tax, and Income Tax deductions.
Monthly Salary Calculator
Convert annual packages into precise monthly gross, statutory deductions, and take-home salary.
In-Hand Salary Calculator
Calculate net credited salary after customizing basic salary, HRA, special allowances, and insurance deductions.
Salary Hike Calculator
Calculate your new salary and percentage increment from current CTC to offered CTC.
Salary Increment Calculator
Project your revised compensation given a target percentage increase or performance rating band.
Bonus Calculator (Annual / Performance)
Calculate net take-home bonus after TDS deductions based on your marginal income tax slab.
Gratuity Calculator
Calculate gratuity payout under the Payment of Gratuity Act 1972 using the statutory 15/26 formula and check tax exemption limits.
EPF / PF Calculator
Calculate your Employees Provident Fund (EPF) corpus balance and accumulated interest until retirement with annual salary hikes.
Employer and Employee PF Calculator
See the exact statutory distribution of the 12% employee contribution vs employer 3.67% EPF, 8.33% EPS, EDLI, and admin charges.
HRA Calculator (House Rent Allowance Exemption)
Calculate tax-exempt House Rent Allowance under Section 10(13A) of the Income Tax Act for Metro and Non-Metro cities.
Professional Tax Calculator (State Slabs)
Calculate state-wise Professional Tax deductions across Maharashtra, Karnataka, Gujarat, Telangana, and West Bengal.
Notice Period Salary Calculator
Calculate pro-rata pay during notice period or estimate notice period buyout cost when leaving an organization early.
Income Tax Calculator (FY 2024-25 & 2025-26)
Calculate your exact income tax for FY 2024-25 and FY 2025-26 with Budget 2024 revised slabs, ₹75,000 standard deduction, and 87A rebate.
Old vs New Tax Regime Comparison Calculator
Compare Old vs New Tax Regime side-by-side to find your breakeven deduction threshold and see which regime saves you more money.
Income Tax Slab Calculator
Visual breakdown of tax payable across each individual income slab bracket under Indian tax laws.
Taxable Income Calculator
Calculate your net taxable income after aggregating salary, other sources, and subtracting all Chapter VI-A deductions.
Capital Gains Tax Estimator (Budget 2024 Rules)
Estimate Short-Term (STCG) and Long-Term (LTCG) capital gains tax on equity shares, mutual funds, and real estate per revised Budget 2024 rules.
Tax Savings Calculator (80C, 80D, NPS)
Calculate how much tax you can save through Section 80C, Section 80D health insurance, and Section 80CCD(1B) NPS investments.
SIP Calculator (Systematic Investment Plan)
Calculate wealth created through monthly Mutual Fund SIP investments with compounding returns and visual asset growth charts.
Lumpsum Investment Calculator
Calculate the future value of a one-time lumpsum mutual fund or equity investment compounded annually.
Compound Interest Calculator
Compute compounding returns across daily, monthly, quarterly, semi-annual, or annual compounding frequencies.
Simple Interest Calculator
Calculate standard simple interest and total maturity amount on loans and non-compounding deposits.
CAGR Calculator (Compound Annual Growth Rate)
Calculate the accurate geometric Compound Annual Growth Rate (CAGR) of any investment over time.
XIRR Calculator (Extended Internal Rate of Return)
Calculate exact annualized returns for irregular cash flows, multiple SIP installments, and partial redemptions using the Newton-Raphson algorithm.
Mutual Fund Returns Calculator
Estimate mutual fund returns for SIP or lumpsum investments with adjustments for expense ratio and exit loads.
SWP Calculator (Systematic Withdrawal Plan)
Calculate monthly retirement income and remaining mutual fund corpus balance using Systematic Withdrawal Plan.
Step-Up SIP Calculator (Top-Up SIP)
Calculate how increasing your monthly SIP amount by 5%, 10%, or 15% every year exponentially multiplies your final wealth corpus.
Inflation Calculator (Future Purchasing Power)
Calculate the future cost of today expenses and discover how much purchasing power your money loses to inflation.
Goal-Based Investment Calculator
Reverse calculate the exact monthly SIP or lumpsum investment needed today to achieve a specific target financial goal in the future.
Retirement Planning Calculator
Calculate the total corpus required to retire comfortably in India, factoring in inflation, life expectancy, and post-retirement returns.
EMI Calculator (Equated Monthly Installment)
Calculate monthly EMI, total interest payable, and generate a full month-by-month loan amortization schedule.
Home Loan EMI Calculator
Calculate monthly Home Loan EMI, total interest outflow, and tax benefits under Section 24(b) and Section 80C.
Personal Loan EMI Calculator
Calculate monthly EMI for unsecured personal loans with tenures from 1 to 5 years and higher interest rates (10.5% - 24%).
Car Loan EMI Calculator
Calculate auto loan EMI, down payment impact, and total interest cost for new or pre-owned vehicles.
Education Loan EMI Calculator
Calculate student loan EMI factoring in the course moratorium period (holiday period) and tax benefits under Section 80E.
Loan Eligibility Estimator
Estimate maximum loan amount you can borrow based on your net monthly salary, existing EMI obligations, and bank FOIR norms.
Loan Prepayment Calculator (Tenure vs EMI Reduction)
Calculate interest savings and tenure reduction when making one-off lump-sum prepayments or recurring extra EMI payments.
Loan Balance Calculator (Outstanding Principal)
Find out your exact remaining outstanding loan principal balance after paying a specific number of EMIs.
Interest Rate Calculator (Reverse EMI Solver)
Discover the hidden effective annual interest rate being charged on consumer durable loans, zero-cost EMIs, or two-wheeler loans.
Flat vs Reducing Interest Rate Calculator
Compare flat interest rates vs reducing balance interest rates to uncover the true cost of two-wheeler and used car loans.
Fixed Deposit (FD) Calculator
Calculate maturity amount and interest earned on Indian bank Fixed Deposits with standard quarterly compounding and senior citizen rates.
Recurring Deposit (RD) Calculator
Calculate maturity value of monthly recurring deposits in banks and Post Office with quarterly compounding interest.
Post Office Savings Scheme Calculator
Compare interest rates and calculate returns across all official Indian Post Office small savings schemes (TD, RD, MIS, NSC, KVP).
PPF Calculator (Public Provident Fund)
Calculate 15-year maturity value and interest for Public Provident Fund with annual compounding, 5th-of-month rule, and EEE tax status.
NSC Calculator (National Savings Certificate)
Calculate 5-year maturity value and annual compounding interest on National Savings Certificates with Section 80C benefits.
Sukanya Samriddhi Yojana (SSY) Calculator
Calculate maturity corpus and interest for your girl child under Sukanya Samriddhi Yojana with sovereign 8.2% tax-free interest.
Post Office Monthly Income Scheme (MIS) Calculator
Calculate guaranteed monthly pension interest from Post Office Monthly Income Scheme at official 7.4% government rate.
Savings Goal Calculator
Calculate how much you need to save each month in safe recurring bank deposits to reach a short-term savings target.
GST Calculator (5%, 12%, 18%, 28%)
Calculate Indian Goods and Services Tax (GST) for standard slabs (5%, 12%, 18%, 28%) or custom rates with CGST/SGST/IGST breakdown.
GST Inclusive / Exclusive Calculator (Reverse GST)
Reverse calculate pre-tax base price and embedded tax from a GST-inclusive MRP, or add GST to an exclusive price.
GST Split Calculator (CGST / SGST / IGST)
Determine exact statutory tax splits between Central Government (CGST) and State Government (SGST) or Integrated GST (IGST).
Profit Margin Calculator (Gross & Net)
Calculate gross profit margin, net profit margin, and total profit percentage from revenue and costs.
Markup Calculator (Cost to Selling Price)
Determine your selling price and profit by adding a desired markup percentage to your product cost.
Discount Calculator
Calculate final discounted price, total money saved, and percentage discount on retail sales and festive offers.
Break-Even Calculator
Calculate the exact number of units or sales revenue required to cover all fixed and variable costs and reach zero profit/loss.
Revenue Calculator (Gross & Net)
Calculate gross sales revenue, deductions for returns/discounts, and net realized revenue.
Business Profit Calculator (EBITDA & Net Profit)
Calculate Gross Profit, Operating Profit (EBITDA), and Net Profit after operating expenses, depreciation, and corporate taxes.
Built on Mathematical Accuracy & Privacy
Most online calculators use hardcoded approximations or harvest financial leads. We do the opposite.
Verified Indian Statutory Rules
Strict adherence to the Income Tax Act (Budget 2024/2025 revised slabs and ₹75k standard deduction), Payment of Gratuity Act 1972 ($15/26$ factor), EPF wage limits, and state-wise Professional Tax gazettes.
Zero Tracking of Financial Data
All financial calculations run locally in your browser. We never log, store, or transmit your salary, loan amounts, or net worth to any server or third-party analytics.
Transparent Formulae & Guides
Every calculator provides its underlying mathematical equation, worked numerical examples, transparent assumptions, and in-depth educational guides.